Thursday, October 09, 2008

excited to share this Smart money Holiday Spending worksheet.

I am sure over the next few months there will be many posts and entries about

i found this and i am so excited to share it. it is

please scroll down the page and take a look for yourself. you can fill it all in save it to your computer. it is awesome and much easier than making one for yourself.

check it out

small blurb

"WE'LL ADMIT IT: creating this worksheet was an eye-opening experience.
If you're like us, you've emerged from past holiday seasons considerably poorer than you expected to be. It's no wonder: With a bewildering array of expenses bombarding you at once, it's difficult even to list them all, much less keep track of them.
This worksheet makes the process a whole lot easier. Gone are the days of wondering where the $100 you had in your wallet moments earlier disappeared to. (Holiday cards, stamps, pictures of the kids and wrapping supplies will burn through most of it — and a nine-foot Fraser fir will surely send you running back to the ATM.) Now, you can account for all of your expected and unexpected costs without driving yourself crazy. Our worksheet covers everything from holiday gifts to movie tickets, wrapping paper to highway tolls — and you can add anything else we might have forgotten. (Our advice: If you simply must have that $30 yule log candle this year, count it as a miscellaneous item in the "Decorations" section.)
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The true beauty of our worksheet is that it's savable. You can enter as much information as you wish today, massage your budget numbers and then track your results over time to see how you're doing. At the end of the season, you can tally up the totals — and spare yourself the annual shock of January's credit-card bill.
Consider it a gift, from our family to yours. "


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